Fair Credit Reporting (Regulation V)

As codified at 12 CFR 1022.

Subpart A - General Provisions

1022.1 - Purpose, Scope and Model Forms and Disclosures

1022.2 - Examples

1022.3 - Definitions

Subpart B - Reserved

Subpart C - Affiliate Marketing

1022.20 - Coverage and Definitions

1022.21 - Affiliate Marketing Opt-Out and Exceptions

1022.22 - Scope and Duration of Opt-Out

1022.23 - Contents of Opt-Out Notice; Consolidated and Equivalent Notices

1022.24 - Reasonable Opportunity to Opt Out

1022.25 - Reasonable and Simple Methods of Opting Out

1022.26 - Delivery of Opt-Out Notices

1022.27 - Renewal of Opt-Out

Subpart D - Medical Information

1022.30 - Obtaining or Using Medical Information in Connection with a Determination of Eligibility for Credit

1022.31 - Limits on Redisclosure of Information

1022.32 - Sharing Medical Information with Affiliates

Subpart E - Duties of Furnishers of Information

1022.40 - Scope

1022.41 - Definitions

1022.42 - Reasonable Policies and Procedures Concerning the Accuracy and Integrity of Furnished Information

1022.43 - Direct Disputes

Subpart F - Duties of Users Regarding Obtaining and Using Consumer Reports

1022.50 - 1022.53 - Reserved

1022.54 - Duties of Users Making Written Firm Offers of Credit or Insurance Based on Information Contained in Consumer Files

1022.55 - 1022.59 - Reserved

Subpart G - Reserved

Subpart H - Duties of Users Regarding Risk-Based Pricing

1022.70 - Scope

1022.71 - Definitions

1022.72 - General Requirements for Risk-Based Pricing Notices

1022.73 - Content, Form, and Timing of Risk-Based Pricing Notices

1022.74 - Exceptions

1022.75 - Rules of Construction

Subpart I - Duties of Users of Consumer Reports Regarding Identity Theft

1022.80 - 1022.81 - Reserved

1022.82 - Duties of Users Regarding Address Discrepancies

Subparts J - L - Reserved

Subpart M - Duties of Consumer Reporting Agencies Regarding Identity Theft

1022.120 - Reserved

1022.121 - Active Duty Alerts

1022.122 - Reserved

1022.123 - Appropriate Proof of Identity

1022.124 - 1022.129 - Reserved

Subpart N - Duties of Consumer Reporting Agencies Regarding Disclosures to Consumers

1022.130 - Definitions

1022.131 - 1022.135 - Reserved

1022.136 - Centralized Source for Requesting Annual File Disclosures from Nationwide Consumer Reporting Agencies

1022.137 - Streamlined Process for Requesting Annual File Disclosures from Nationwide Specialty Consumer Reporting Agencies

1022.138 - Prevention of Deceptive Marketing of Free Credit Reports

1022.139 - Reserved

Subpart O - Miscellaneous Duties of Credit Reporting Agencies

1022.140 - Prohibition Against Circumventing or Evading Treatment as a Consumer Reporting Agency

Appendix A to Part 1022 - Reserved

Appendix B to Part 1022 - Model Notices of Furnishing Negative Information

Appendix C to Part 1022 - Model Forms for Opt-Out Notices

Appendix D to Part 1022 - Model Forms for Firm Offers of Credit or Insurance

Appendix E to Part 1022—Interagency Guidelines Concerning the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies

Appendices F-G to Part 1022 - Reserved

Appendix H to Part 1022 - Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices

Appendix I to Part 1022 - Summary of Consumer Identity Theft Rights

Appendix J to Part 1022 - Reserved

Appendix K to Part 1022 - Summary of Consumer Rights

Appendix L to Part 1022 - Standardized Form for Requesting Annual File Disclosures

Appendix M to Part 1022 - Notice of Furnisher Responsibilities

Appendix N to Part 1022 - Notice of User Responsibilities

Alphabetical Listing

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