Real Estate Lending and Appraisals

As codified at 12 CFR 34.

Subpart A - General

34.1 - Purpose and Scope

34.2 - Definitions

34.3 - General Rule

34.4 - Applicability of State Law

34.5 - Due-on-Sale Clauses

34.6 - Applicability of State Law to Federal Savings Associations and Subsidiaries

Subpart B - Adjustable-Rate Mortgages

34.20 - Definitions

34.21 - General Rule

34.22 - Index

34.23 - Prepayment Fees

34.24 - Nonfederally Chartered Commercial Banks

34.25 - Transition Rule

Subpart C - Appraisals

34.41 - Authority, Purpose, and Scope

34.42 - Definitions

34.43 - Appraisals Required; Transactions Requiring a State Certified or Licensed Appraiser

34.44 - Minimum Appraisal Standards

34.45 - Appraiser Independence

34.46 - Professional Association Membership; Competency

34.47 - Enforcement

Subpart D - Real Estate Lending Standards

34.61 - Purpose and Scope

34.62 - Real Estate Lending Standards

Appendix A to Subpart D of Part 34—Interagency Guidelines for Real Estate Lending

Subpart E - Other Real Estate Owned

34.81 - Definitions

34.82 - Holding Period

34.83 - Disposition of Real Estate

34.84 - Future Bank Expansion

34.85 - Appraisal Requirements

34.86 - Additional Expenditures and Notification

34.87 - Accounting Treatment

Subpart F - Reserved

Subpart G - Appraisals for Higher-Priced Mortgage Loans

34.201 - Authority, Purpose and Scope

34.202 - Definitions Applicable to Higher-Priced Mortgage Loans

34.203 - Appraisals for Higher-Priced Mortgage Loans

Appendix A to Subpart G of Part 34—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review

Appendix B to Subpart G of Part 34—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules

Appendix C to Subpart G of Part 34—OCC Interpretations

Alphabetical Listing

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